Martin Lewis advises combining easy access and fixed savings accounts to maximise returns, highlighting tailored strategies and a standout offer from Nationwide.

Martin Lewis, a prominent financial advisor, recommends savers maintain both an easy access and a fixed savings account to strike a balance between accessibility and higher interest earnings. While easy access accounts ensure liquidity, fixed accounts offer enhanced rates for funds that can be stored for a longer term. He emphasises choosing an approach suited to individual financial habits, advising against overcomplicating finances with multiple accounts if managing them becomes impractical. Additionally, Lewis highlights attractive savings opportunities like Nationwide's highly competitive fixed-rate account for qualifying customers.